Top 10 Ways to Save Money

Top 10

We all like to save money and today, for this Thursday Top 10 post I am sharing with you some ways you can save money in your day to day life.

  • Make yourself lunch for work instead of eating out.  While a meal deal (in the UK) can cost around £3 for a sandwich, snack and drink, making your own lunch can work out a lot cheaper.
  • Make your own drinks.  Whether this is a reusable bottle that you fill with juice, squash or water, or a travel mug of hot drink, taking your own rather than buying will save a lot of money in the long run.  It will also save you time that you would otherwise spend queuing.
  • Use comparison sites.  Whether you are looking to renew car insurance, check your gas and electricity deals or for a new mobile phone deal, it is worth seeing what is available to you before you go ahead and sign up to another long term contract which might not be the best option for you.
  • When travelling, check ticket sites for any cheaper travel you could use.  It can cost around £55 for a single journey to London on the train but by travelling by coach, for example Megabus or National express you could pay around £15 for a return journey on certain days.
  • If you are going to be staying somewhere overnight, rather than booking the first hotel you find, try checking AirB&B, Late Rooms or Last Minute for any cheaper alternatives.
  • If you live alone, or there are few of you living in the house, then see if it would work out cheaper to have a water meter installed.  You can find out about water meters from your local water service provider.
  • Review any subscription services that you have, whether it be Sky Tv or a break down service for your car.  Are you paying for unnecessary things that you don’t use?  Often, phoning the company to see if you can change your subscription can get you a better deal.
  • Check what you are paying for on your telephone bills.  If you are forever going over your minutes, texts or data consider switching to a tariff that offers more of these things.  Also check your landline and what you are paying for on that, if you never use your landline it may be worth thinking about losing it altogether.
  • Look out for loyalty cards for shops that you use regularly and sign up to them.  Tesco Clubcard offer points that you accrue when you spend money on fuel or shopping generally, these will then be converted into vouchers that you can use against your regular shopping.  From time to time Tesco will also send you vouchers for items you would normally purchase.  Boots offers a loyalty card too and points are accrued as you spend money on purchases which can be used against other purchases you make in future.
  • Switch to shop own brand rather than buying name brand goods.  Own brand items are often as good quality wise and you could save quite a bit on your shopping  bill.

What are your favourite ways to save money?  Let me know in the comments!

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